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Aadhar Gram Unnati

Presenting Aadhar Gram Unnati, a unique initiative born from the undying need of ‘safe’ housing in smaller towns & districts in India.

Our products are suited not only to your income, but also tailored to ensure easy repayment and access to your dream home; irrespective of your profession or social status. 

Key Highlights of Aadhar Gram Unnati

  • No Income Bias
  • No Profession Bias
  • No Income Proof*
  • Easy Repayment Options
  • Doorstep Service

Our Product Offerings

  • Home Purchase Loan
  • Home Construction Loan
  • Plot Purchase Loan
  • Plot Purchase + Construction Loan
  • Home Improvement Loan
  • Home Extension Loan
  • Loan Against Property
  • Balance Transfer
  • Commercial Property Construction/Extension Loan

Who can apply for a home loan?

  • Individuals from both formal and informal segments
  • Government employees
  • Small business owners
  • Individuals with cash salary & no income proof
  • Employees from class 4 & 5 grade

Avail your home loan in 6 easy steps:

  • Step 1: Submit application form along with required documents and login fee
  • Step 2: Branch Team verifies the documents and completes background checks
  • Step 3: Personal discussion to evaluate loan eligibility
  • Step 4: Home Loan is sanctioned
  • Step 5: Technical and legal verification is done with respect to the property documents
  • Step 6: Your Home Loan is disbursed

For list of required documents, please click here.

*Conditions apply