3.15 Lakh+

Happy Families

610+

Branches across India

9,600

Assets Under Management

14 years+

of Trust & Service

Latest Updates :

Financial Results Q3 2024 Declared. • New Branch Opened in Jaipur. • Interest Rates Updated effective 1st Aug 2025   Financial Results Q3 2024 Declared. • New Branch Opened in Jaipur. • Interest Rates Updated effective 1st Aug 2025   Financial Results Q3 2024 Declared. • New Branch Opened in Jaipur. • Interest Rates Updated effective 1st Aug 2025

Financial Solutions for Every Need

Explore our range of home loan products designed for every requirement.

Home Loan for Salaried Employees
MAX ₹30L20 YEARS

Home Loan for Salaried Employees

Own your dream home with minimal documentation and attractive interest rates starting from 9.00% p.a.

Home Loan for self employed
MAX ₹30LFLEXIBLE NORMS

Home Loan for self employed

Own your dream home with minimal documentation and attractive interest rates starting from 9.00% p.a.

Loan Against Residential Commercial Property (LAP)
MAX ₹1 CROREMULTIPURPOSE

Loan Against Residential Commercial Property (LAP)

Own your dream home with minimal documentation and attractive interest rates starting from 9.00% p.a.

Loan for Plot Purchase & Construction
MAX ₹1 CRORE20 YEARS

Loan for Plot Purchase & Construction

Own your dream home with minimal documentation and attractive interest rates starting from 9.00% p.a.

Home Extension & Renovation Loan
MAX ₹1 CRORE30 YEARS

Home Extension & Renovation Loan

Own your dream home with minimal documentation and attractive interest rates starting from 9.00% p.a.

PMAY 2.0 Subsidy-Linked Home Loan
MAX ₹25 LAKHSAVE ₹1.8L

PMAY 2.0 Subsidy-Linked Home Loan

Own your dream home with minimal documentation and attractive interest rates starting from 9.00% p.a.

WHY CHOOSE US

We Simplify Home Loans for Bharat.

Aadhar Housing Finance is committed to making home ownership accessible to millions of Indians through affordable housing finance solutions.

Inclusive Eligibility

Loans even without formal income proof. We assess your real repayment capacity.

Pan-India Reach

With 610+ branches, we are present where you need us, serving 12,000+ locations.

Transparent Process

No hidden charges. Clear terms. You know exactly what you pay.

Read Our Story

How it Works

Your journey to a new home in 4 simple steps

STEP 1
Apply Online
Submit your loan application online or visit nearest branch.
STEP 2
Verification
Quick document check and property valuation.
STEP 3
Sanction
Fast loan approval with transparent terms.
STEP 4
Disbursement
Funds credited directly to your account.
KEY BENEFITS OF YOUR LOAN

Empowering your Dreams

Experience the advantage of India's most trusted affordable housing finance company

Home loans without income proof
Making home ownership accessible even without traditional income documents.
Making home ownership accessible even without traditional income documents.
Loan Tenure: up to 30 Years maximum
Flexible loan tenure up to 30 years for comfortable repayment.
Flexible loan tenure up to 30 years for comfortable repayment.
Eligibility starts from ₹10,000 monthly income
Helping more families take their first step toward owning a home.
Helping more families take their first step toward owning a home.
Fast and transparent loan procedure
Simple documentation, clear communication, no hidden charges.
Simple documentation, clear communication, no hidden charges.
Affordable & flexible EMIs
Competitive interest rates with flexible repayment options.
Competitive interest rates with flexible repayment options.
Tax benefits under section 80C
Enjoy deductions on principal and interest payments.
Enjoy deductions on principal and interest payments.

Know Your Loan, Before You Apply

Calculate your eligibility and EMI in one place to plan your home purchase with confidence.

Loan Amount
₹13,00,000
₹1,00,000₹25,00,000
%Rate of Interest
14.0%
8%20%
Loan Tenure
17 Years
3 Years30 Years
MONTHLY PAYABLE₹16,737.19
Principal Amount
₹13,00,000
Interest Amount
₹21,14,387
Total Payable
₹34,14,387

Trusted by families across India

Real stories from families who trusted AHFL for their home loan journey.

Learn, plan, and borrow smarter

Easy guides, tips, and tools to help you understand home loans, eligibility, EMIs, and everything in between.

Tips01 Aug 2024

Home Loans with Zero Credit History

Learn how first-time borrowers can still access home loans with the right documentation and support.

Read Now
Comparison01 Aug 2024

Home Loan vs Loan Against Property: Key Differences

Compare interest rates, tenure, eligibility, and use-cases to choose the right product for your needs.

Read Now
Checklist01 Aug 2024

Documents Required for Home Loan

A quick checklist of documents you need to apply for a home loan, and how to keep them ready.

Read Now

Ready to move into your dream home?

Get started with your home loan application today.

Toll Free: 1800 3004 2020 • Email: customercare@aadharhousing.com