LoansPMAY 2.0

Turn your ‘Someday’ home into ‘Today’

Less burden, more belonging. Get upto Rs. 1.80 Lakhs benefit with PMAY 2.0!

Apply Now
Family in front of their home

PMAY-U 2.0

The Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY-U 2.0) is a dedicated government initiative aimed at providing "Housing for All" to urban families. At Aadhar Housing Finance Limited, we help you access interest subsidies of up to ₹1.80 lakh for your first permanent home. Whether you're purchasing or constructing, our scheme supports loans up to ₹25 lakh with a focus on female ownership. Enjoy simplified processing and flexible tenures, making your journey to affordable homeownership smooth and comfortable.

Key Subsidy Features

Annual Household Income
Annual Household IncomeFrom ₹3L - ₹9LEWS - upto ₹3L | LIG - ₹3L to ₹6L | MIG - ₹6L to ₹9L
Interest Subsidy
Interest SubsidyUp to ₹ 1.80LCredited annually in your loan account in 5 years.
Maximum Loan amount
Maximum Loan amount Up to ₹25L Maximum property value upto ₹35L
Permissible size of house
Permissible size of houseUpto 120 sqm (1291.67 sq.ft)

Ready to Apply

Digital process with simple application steps.

No hidden charges
Quick Connect
Call us on1800 268 4040
Visit BranchLocate your nearest branch.

Calculate your EMI

Plan your finances better with our easy-to-use tools.

Your Questions, Our Expertise

We've compiled answers to the most common questions about our services, process, and commitment.

What is PMAY-U 2.0?

Who is eligible for the Interest Subsidy Scheme (ISS)?

Is female ownership mandatory?

How is the subsidy credited?