LoansLoan Against Residential Commercial Property (LAP)

Turn Your Property into Financial Support with a Loan Against Property

Access funds for personal or business needs by mortgaging your residential or commercial property.

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Family in front of their home

Unlock the Value of Your Property

A Loan Against Property allows you to leverage the value of your residential or commercial property to access funds for personal or business needs. By mortgaging your property, you can secure a loan while continuing to retain ownership. This financing option offers structured repayment terms and flexible tenure, helping you manage large financial requirements with greater convenience. Loans against residential or commercial property are designed to provide reliable financial support while ensuring a transparent and streamlined borrowing process.

Key Loan Features

Loan Amount
Loan AmountUp to ₹35LFunding based on the value of your residential or commercial property.
Tenure up to
Tenure up to15 yearsFlexible repayment tenure designed to suit your financial planning.
Interest Rate
Interest RateStarting from 9.99% p.a.*Competitive interest rates to help manage repayment comfortably.
Eligible Applicants
Eligible ApplicantsIncome Starting from Rs10,000Salaried and Self-Employed Individuals

Ready to Apply

End-to-end digital process with simple application steps.

No hidden charges
Quick Connect
Call us on1800 268 4040
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Check Your Eligibility

See how much loan you can get based on your Business turnover

Your Questions, Our Expertise

We've compiled answers to the most common questions about our services, process, and commitment.

What is a Loan Against Property (LAP)?

Who can apply for a Loan Against Property?

What types of properties can be pledged for a LAP?

What documents are required to apply for a Loan Against Property?