LoansLoans For Plot Purchase & ConstructionTake the First Step Towards your Future Home
Finance your plot purchase with a simple and structured loan process.
Loan for Plot Purchase and Construction
A Loan for Plot Purchase and Construction helps you buy a residential plot and build your home with a single financial solution. It supports both stages in a planned manner, allowing you to manage costs efficiently from purchase to construction. At Aadhar Housing Finance Limited, the process is designed to be simple and structured, helping you move forward with clarity at every step. With flexible repayment options, you can plan your journey from owning a plot to building your home comfortably.
Key Loan Features
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Your Questions, Our Expertise
We've compiled answers to the most common questions about our services, process, and commitment.
What is a Loan for Plot Purchase and Construction?
This loan helps you finance the purchase of a residential plot and the construction of a house on it under a single loan facility.
Can I use the loan only plot purchase?
This loan is typically structured for both plot purchase and construction. Construction may need to begin within a specified timeframe.
Who is eligible for this loan?
Both salaried and self-employed individuals can apply. Eligibility depends on income, repayment capacity, and property details.
What documents are required?
Applicants need to submit identity proof, address proof, income documents, bank statements, and plot and construction-related documents.
How is the loan amount determined?
The loan amount is based on plot cost, construction estimate, income, and repayment capacity, as per internal assessment.
How is the loan disbursed?
The loan is disbursed in stages, starting with plot purchase and followed by construction phases.
What is the repayment tenure available?
Flexible tenure options are available, allowing borrowers to choose a suitable repayment period.
Can I apply with a co-applicant?
You can apply with a co-applicant, such as a spouse or immediate family member, to enhance your eligibility and potentially increase the loan amount.
