HomeReady ReckonerHome Loan Approval Process

The Journey To Your Dream Home

We've simplified the complex world of home loans into 4 transparent steps. No hidden clauses, just a straight path to your keys.

Couple holding model house
Step 1

Assessment

This is where it begins. Our credit team conducts a thorough income verification and validates the information you've provided to ensure you can comfortably manage repayments.

01
Verification
Offer Letter Issued
02
Step 2

Conditional Sanction

Upon clearing income and credit checks, we issue a formal Offer Letter. This is your green light, pending property verification.

Step 3

Security Assessment

Since the property is the collateral, we need to ensure its legal standing and market value are sound. This involves two parallel processes:

03
Due Diligence
Money In Bank
04
Step 4

Loan Disbursement

The final step to your new home! Once the Sanction Letter is accepted, we proceed with the formalities.

Ready to start step 01?

Email us at: CSR@aadharhousing.com