LoansHome Construction Loan

Ground up Financing for your Dream Home

Construct your home with confidence through a Home Construction Loan offering quick disbursals, attractive rates, and flexible repayment options.

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Family in front of their home

Home Construction Loan

A Home Construction Loan helps you build your home on a self-owned plot. It is designed to support the construction process in a structured way, with funds released in stages as the work progresses. At Aadhar Housing Finance Limited, the process is simple and well-guided, helping you manage construction costs with better planning and control. With flexible repayment options, you can focus on building your home while keeping your finances on track.

Key Loan Features

Loan Amount
Loan Amount₹ 1L to ₹75LUpto 80% of the property value
Tenure
Tenure30 yearsAs per the eligibility criteria
Interest Rate
Interest RateStarting from *9.95% p.a.As per the eligibility criteria
Eligibility Income
Eligibility IncomeMin. ₹10kSalaried and Self-Employed Individuals

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End-to-end digital process with simple application steps.

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Call us on 1800 268 4040
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Your Questions, Our Expertise

We've compiled answers to the most common questions about our services, process, and commitment.

What is a Home Construction Loan?

How is the loan amount disbursed?

Who is eligible for a Home Construction Loan?

What documents are required for a Home Construction Loan?