Services & Charges
Clear, upfront pricing with no hidden surprises. We believe in complete transparency.
Salaried - Home Loan
11.75% To 16.50%
*Based On Income & Property
Self-Employed - Home Loan
12.75% To 17.00%
*Based On Income & Property
Loan Against Property
15.00% To 17.00%
*Based On Income & Property
Quarterly Rate Trends (Oct '25 - Dec '25)
Individual Housing Loan
Oct '25 - Dec '25
Individual Non-Housing Loan
Oct '25 - Dec '25
Note : Effective 10th February 2026 our RPLR will reduce by 0.15% from 17.65% to 17.50%
Important Information & Disclaimers
- This is a receipt of your application. You may contact our sales executive/Branch within 5 to 6 Days for preliminary discussion or further completion of documents if deemed necessary.
- All charges/fees to be paid through AHFL Branches/ AHFL Representatives by A/c payee crossed cheque in favor of "Aadhar Housing Finance Ltd." In case Online payment mode selected for making payment. Use AHFL website or payment link attach to your AHFL Loan A/c no. For updated information on Fee & Charges, please refer AHFL’s website at link https://aadharhousing.com/ready-reckoner/services-and-charges.
- In the event, if the Admin & Other charges are not paid by the Applicant and Co-Applicant/s, it is agreed that such Admin & Other Charges payable, as mentioned in Offer/Sanction letter, shall be first deducted/adjusted against the disbursement of the loan and only the balance/remaining loan amount will be released as disbursement.
- The loan application will be disposed-off within a period of 4 weeks from the date of receipt of duly completed loan application i.e. with all requisite information/Papers
- Cash payments are to be made ONLY against valid receipt issued by AHFL officials.
- AHFL does NOT charge any amount over and above the charges mentioned above and will NOT be liable or responsible for making payment of any amount to unauthorized persons, or any other unauthorized payment link/ website or message.
- Applicable GST or Govt.taxes will be charged extra along with abovementioned charges as applicable.
- The above terms& conditions have been understood /read over to us and we accept the same.
- The timeline for decisioning of loan application will be 30 days from the date of submission of application and complete document in all aspect as per the requirements.
- The above time line exclude the time taken by the customer to revert or any clarification/information sought to process the application for hand-over of property documents.
Financial Results Q3 2024 Declared. • New Branch Opened in Jaipur. • Interest Rates Updated effective 1st Aug 2025 Financial Results Q3 2024 Declared. • New Branch Opened in Jaipur. • Interest Rates Updated effective 1st Aug 2025 Financial Results Q3 2024 Declared. • New Branch Opened in Jaipur. • Interest Rates Updated effective 1st Aug 2025