LoansBalance Transfer And Top Up

One Smart Move, Multiple Benefits.

Transfer your Home Loan, reduce financial stress, and get access to extra funds through a hassle-free top up loan

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Family in front of their home

Balance Transfer and Top-Up Loan

A Balance Transfer and Top Up Loan helps you move your existing home loan from another lender and continue repayment with clear and structured terms. Along with the transfer, you can also access an additional top-up loan to meet personal financial requirements such as home upgrades, education, medical expenses, or other planned needs. With streamlined processes and convenient repayment options, this solution helps you manage your loan and additional funding requirements in a more organised way.

Key Loan Features

Loan Amount
Loan AmountUp to ₹75LUpto 80% of the property value
Tenure up to
Tenure up to30 yearsAs per the eligibility criteria
Interest Rate
Interest RateStarting from *9.95% p.a.As per the eligibility
Eligible Income
Eligible IncomeMin. ₹10KSalaried and Self-Employed Individuals

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Your Questions, Our Expertise

We've compiled answers to the most common questions about our services, process, and commitment.

What is a Balance Transfer and Top Up Loan?

What are the benefits of transferring my existing loan?

What can the top-up loan be used for?

Who can apply for a Balance Transfer and Top Up Loan?