Your Business Deserves an Address of its Own
Own the commercial property your business needs with a loan designed for growth, stability and long-term success.
Loan for Purchase of Non-Residential Property
A Loan for Purchase of Non-Residential Property helps you buy commercial or business-use spaces such as shops, offices or other non-residential units. It is designed to support individuals and businesses looking to invest in property for professional or income-generating purposes. At Aadhar Housing Finance Limited, the process is simple and structured, helping you manage your property purchase with clarity and ease. With flexible repayment options, you can plan your investment in a more organised way.
Key Loan Features
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End-to-end digital process with simple application steps.
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Your Questions, Our Expertise
We've compiled answers to the most common questions about our services, process, and commitment.
What types of properties are covered under this loan?
This loan can be used to purchase non-residential properties such as shops, office spaces, and other commercial units intended for business or professional use.
How is eligibility assessed for this loan?
Eligibility is evaluated based on income, business stability, repayment capacity, age, and the profile of the property being purchased.
What is the maximum tenure available for this loan?
You can opt for flexible tenures of up to 15 years, subject to retirement age for salaried applicants and up to 70 years for self-employed applicants at loan maturity.
What factors affect the loan amount?
The loan amount depends on property value, applicant income, existing financial obligations, and overall repayment capacity.
Is the loan disbursed in full or in stages?
For ready or resale properties, the loan is generally disbursed in full, subject to documentation and verification
Can self-employed individuals apply for this loan?
Both salaried and self-employed individuals, including business owners, can apply based on eligibility criteria.
Can I include a co-applicant for this loan?
You can apply with a co-applicant, such as a spouse or business partner, which may help improve eligibility and repayment capacity.
