FAQs

For home loan approval, you will need to submit the following documents for all applicants and co-applicants. 1) Latest colour passport size photograph of applicant and co-applicant. 2) Date of Birth (any one of the below) - PAN card - Valid passport - Voter ID card (with complete date of birth) - School leaving certificate 3) Aadhaar card 4) Address Proof (any one of the below) - Valid passport - Voter ID card - Latest electricity bill - Driving licence - Gas connection bill showing full address - Latest telephone bill - Registered/notarised lease agreement (if rented) - Ration card - Water bill - Bank passbook first page with full address - Property tax receipt 5) ID Proof (any one of the below) - PAN card - Valid passport - Voter ID card - Latest passport size photo with bank stamp/initials - Driving licence - Employee ID card (Govt/PSU/Defence) - Valid photo credit/debit card with signature 6) Signature Verification (any one of the below) - PAN card - Valid passport - Signature verification from bank - Driving licence with photograph and signature Income Proof 7) Salaried - Latest 3 months salary slips/latest salary certificate - Latest Form 16 - Latest 6 months bank statement 8) Self Employed - 9 months bank statement (current/savings) - Latest 3 years ITR with computation/profit and loss/balance sheet - Business ownership proof 9) Processing fee cheque in the name of Aadhar Housing Finance Ltd. 10) Loan statement of existing loan (if any). 11) Property documents, if property is finalised (chain title deeds/map permission/khasra record). 12) Estimate of construction (for construction/extension/improvement). Note: The above list is indicative in nature. During loan processing, additional documents may be required.