Give your Dreams a Place to Call Home
Tailored home loans for self-employed professionals with easy documentation and fast processing.
Home Loan For Self-Employed
A Home Loan for Self-Employed individuals helps you own your dream home, even with irregular income. At Aadhar Housing Finance Limited, we offer loans with flexible income assessment for both professionals and non-professionals. With simple processes, fair terms, and flexible tenure, you can plan your home purchase comfortably. Co-applicants’ income can also be included to enhance your loan eligibility, making it easier to secure the right funding for your home.
Key Loan Features
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End-to-end digital process with simple application steps.
Check Your Eligibility
See how much loan you can get based on your Business turnover
Your Questions, Our Expertise
We've compiled answers to the most common questions about our services, process, and commitment.
What is a Home Loan for Self-Employed?
A Home Loan for Self-Employed helps individuals who run their own business or work independently, to purchase or construct a home. It supports self-employed professionals through a flexible income assessment.
Who is eligible for a Home Loan for Self-Employed?
Eligibility is open to self-employed individuals, both professionals and non-professionals. Assessment is based on income, repayment capacity, property details, and existing loans .
Can I apply with a co-applicant?
You can apply with a co-applicant, such as a spouse or immediate family member. This may improve eligibility and increase the loan amount based on combined income.
What documents are required?
Identity proof, address proof, business or professional income documents, bank statements, and property-related documents are needed. Additional documents may be requested depending on the applicant’s profile.
How is the loan amount determined?
The loan amount is calculated based on income, repayment capacity, property value, and internal assessment guidelines, even when formal income proof is limited.
What is the repayment tenure available?
Flexible repayment tenures allow borrowers to choose a plan that fits their financial planning and EMI capacity.
How long does the approval process take?
The timeline depends on document verification and income assessment, and submitting complete and accurate documents helps expedite the process.
Can this loan be used for both purchase and construction?
This loan can be applied to purchase a new home or construct a residential property, subject to eligibility and property guidelines.
