LoansAadhar Gram Unnati

Make Your Dream Home a Reality

Discover housing solutions without income or profession barriers.

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Family in front of their home

Aadhar Gram Unnati

Aadhar Gram Unnati is our initiative to address the need for safe housing in semi-urban, smaller towns and districts. At Aadhar Housing Finance Limited, we provide a range of home loan options for buying, building, or improving homes, designed to suit different income segments. Our approach focuses on making access easier with simplified requirements and convenient repayment options. We also offer doorstep services to ensure a smoother and more accessible home loan experience.

Key Loan Features

No Income Bias
No Income BiasTailored for informal segments where documented income proof is scarce.
No Profession Bias
No Profession BiasFarmers, small shop owners, or daily wagers - everyone is welcome.
Doorstep Service
Doorstep ServiceWe come to you. Branch teams visit your location for verification.

Ready to Apply

End to end Digital process with simple application steps.

No hidden charges
Quick Connect
Call us on1800 268 4040
Visit BranchLocate your nearest branch.

Who can Apply?

We support a diverse range of livelihoods common in rural economies.

Salaried and Self-Employed Individuals

Salaried and Self-Employed Individuals

Government Employees

Government Employees

Small Business Owners

Small Business Owners

Individuals earning through cash or informal income

Individuals earning through cash or informal income

Employees from Class 4 & 5 Grade

Employees from Class 4 & 5 Grade

Comprehensive Solutions

Home Purchase Loan

Home Purchase Loan

Home Construction Loan

Home Construction Loan

Plot Purchase Loan

Plot Purchase Loan

Plot Purchase + Construction Loan

Plot Purchase + Construction Loan

Home Improvement Loan

Home Improvement Loan

Home Extension Loan

Home Extension Loan

Loan Against Property

Loan Against Property

Balance Transfer

Balance Transfer

Commercial Property Construction/Extension Loan

Commercial Property Construction/Extension Loan

Your journey to a
New Home

Submit application & login fee
Step 1Submit application & login fee
Document verification & background check
Step 2Document verification & background check
Personal discussion for eligibility
Step 3Personal discussion for eligibility
Home Loan Sanction
Step 4Home Loan Sanction
Technical & Legal Property Verification
Step 5Technical & Legal Property Verification
Disbursement of your Home Loan
Step 6Disbursement of your Home Loan
Customer

"My small shop didn't stop me from dreaming big."

- Rajesh, Fastfood Store Owner