3.15 Lakh+

Happy Families

600+

Branches across India

30,571 Cr

Assets Under Management

14 years+

of Trust & Service

Latest Updates :

Financial Results Q3 2024 Declared. • New Branch Opened in Jaipur. • Interest Rates Updated effective 1st Aug 2025   Financial Results Q3 2024 Declared. • New Branch Opened in Jaipur. • Interest Rates Updated effective 1st Aug 2025   Financial Results Q3 2024 Declared. • New Branch Opened in Jaipur. • Interest Rates Updated effective 1st Aug 2025

Home Loan Solutions for Every Need

Simple and affordable home loan options designed for salaried individuals, self-employed professionals, and first-time home buyers.

Home Loan for Salaried Employees
Max ₹75L30 Years

Home Loan for Salaried Employees

Own your dream home with a loan tailored for salaried individuals. Enjoy affordable EMIs, flexible repayment, and a simple, clear process.

Home Loan for Self-Employed
Max ₹75L20 Years

Home Loan for Self-Employed

A home loan for self-employed people, small business owners, and vendors. Even with limited income proof, you can get closer to own your dream home.

Loan for Plot Purchase & Construction
Max ₹75L30 Years

Loan for Plot Purchase & Construction

Finance the purchase of your residential plot and build your dream home with a single, structured loan solution, with planned disbursements and convenient repayment options.

Home Improvement Loan
Max ₹75L30 Years

Home Improvement Loan

Renovate or repair your existing home to enhance safety, comfort, and functionality. This home loan helps you upgrade your living space without financial strain.

Home Extension Loan
Max ₹75L30 Years

Home Extension Loan

Need more space? Expand your home with additional rooms or structural enhancements through a dedicated home extension loan designed for growing families.

Loan Against Property (LAP)
Max ₹35L15 Years

Loan Against Property (LAP)

Unlock the value of your residential or commercial property to meet personal or business financial needs while continuing to own and use the property.

Loan for Purchase of Non-Residential Property
Max ₹35L15 Years

Loan for Purchase of Non-Residential Property

A Loan for Purchase of Non-Residential Property helps you buy commercial or business-use spaces such as shops, offices or other non-residential units.

Balance Transfer & Top-Up
Max ₹75L30 Years

Balance Transfer & Top-Up

A Balance Transfer and Top Up Loan helps you move your existing home loan from another lender and continue repayment with clear and structured terms. Along with the transfer, you can also access an additional top-up loan to meet personal financial requirements such as home upgrades, education, medical expenses, or other planned needs. With streamlined processes and convenient repayment options, this solution helps you manage your loan and additional funding requirements in a more organised way.

Loan for Plot Purchase
Max ₹75L20 Years

Loan for Plot Purchase

A Loan for Plot Purchase helps you buy a residential plot for future home construction. It is designed for plots located within municipal or local development authority limits, ensuring compliance with required norms. At Aadhar Housing Finance Limited, the process is simple and guided, helping you move forward with clarity at every stage. With structured repayment options, you can plan your purchase while managing your finances effectively.

Home Construction Loan
Max ₹75L30 Years

Home Construction Loan

A Home Construction Loan helps you build your home on a self-owned plot. It is designed to support the construction process in a structured way, with funds released in stages as the work progresses. At Aadhar Housing Finance Limited, the process is simple and well-guided, helping you manage construction costs with better planning and control. With flexible repayment options, you can focus on building your home while keeping your finances on track.

Loan for Construction of Non-Residential Property
Max ₹30L15 Years

Loan for Construction of Non-Residential Property

A Loan for the construction of Non-Residential Property helps you finance the development of commercial or business spaces on your own land. Whether you are planning to build offices, retail outlets, or other business premises, this loan supports construction costs in a structured manner. Aadhar Housing Finance Limited offers a simple application process, planned disbursement based on construction progress, and flexible repayment options to help you manage project expenses efficiently.

WHY CHOOSE US

How we won the trust of 3.15 Lakh+ families of Bharat?

At Aadhar Housing Finance, we believe your hard work is your biggest credit score. We look beyond paperwork to help you build your home with an affordable home loan.

Inclusivity

No  Income Proof? No problem. We assess your loan based on your actual earnings, making home loans accessible to everyone.

Massive Pan-India Reach

With 600+ branches in 22 states, our team is always ready to serve you whenever & wherever you need.

Transparent & Fast Process

Clear Terms. 100% trust. Enjoy a stress-free journey with zero hidden costs and quick loan approvals.

Read Our Story

How To Apply for an Affordable Home Loan?

Follow these 4 simple steps to own your dream home:

STEP 1
Check Eligibility
Use our online tool to see if you qualify for an easy home loan or home loan online.
STEP 2
Document Submission
Submit all required documents digitally for faster processing of your instant home loan.
STEP 3
Conditional Loan Sanction
Receive a conditional approval based on your eligibility and documents, ensuring quick home loan approval.
STEP 4
Disbursement Process
Get your online home loan disbursed quickly once all formalities are complete.
KEY BENEFITS OF YOUR LOAN

Why Aadhar Housing Finance Limited Home Loans?

We make homeownership possible by looking beyond your paperwork to understand your real potential.

Inclusive Eligibility
No salary slips? No problem. We assess your loan based on your earnings.
No salary slips? No problem. We assess your loan based on your earnings.
Loan Tenure up to 30 Years
Enjoy long-term flexibility to keep your monthly payments small and your family stress-free.
Enjoy long-term flexibility to keep your monthly payments small and your family stress-free.
Starts from ₹10,000 Monthly Income
We believe in your potential. Own a home, even with a minimum starting income and build your legacy.
We believe in your potential. Own a home, even with a minimum starting income and build your legacy.
Transparent Loan Process
Experience a clear process with zero hidden costs. We maintain complete transparency from application to disbursal.
Experience a clear process with zero hidden costs. We maintain complete transparency from application to disbursal.
Affordable & Flexible EMIs
Manageable instalments that fit your budget, ensuring your savings stay intact.
Manageable instalments that fit your budget, ensuring your savings stay intact.
Tax Benefits under Sec 80C
Save more while you invest. Enjoy government-approved tax deductions on your home loan.
Save more while you invest. Enjoy government-approved tax deductions on your home loan.

Know Your Loan, Before You Apply

Calculate your eligibility and EMI in one place to plan your home purchase with confidence.

Loan Amount
₹51,00,000
₹2,00,000₹1,00,00,000
%Rate of Interest
14.5%
9%20%
Loan Tenure
17 Years
3 Years30 Years
MONTHLY PAYABLE₹67,443.64
Principal Amount
₹51,00,000
Interest Amount
₹86,58,502
Total Payable
₹1,37,58,502

Trusted by families across India

Real stories from families who trusted AHFL for their home loan journey.

Learn, plan, and borrow smarter

Easy guides, tips, and tools to help you understand home loans, eligibility, EMIs, and everything in between.

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Home Loans with Zero Credit History

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Home Loan vs Loan Against Property: Key Differences

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Ready to move into your dream home?

Get started with your home loan application today.

Toll Free: 1800 268 4040 • Email: customercare@aadharhousing.com