Documents Needed

Document List (required for each Applicant and Co-applicant)

1. Passport size latest color photograph

2. KYC Documents:

Identity Proof (Anyone)

• PAN Card
• Aadhaar UID Card
• Voter’s Identity Card
• Valid Driving License
• Valid Passport
• Identity Card with Applicant's photographs issued by state Govt. or Central Govt. departments, Statutory or Regulatory Authorities, Public Sector Undertakings (PSU’s), Scheduled Commercial Banks and Public Financial Institutions.
• Job Card issued by NREGA
• Letter issued by a Gazette Officer with a duly attested Photograph of the person
• Letter from a recognized Public Authority or Gazette Officer verifying Identity/Photo
• Bank Account Statement or Passbook with Photograph & Bank Stamp on Photo (Along with the latest transaction entry)

Current Residential Address Proof (Anyone)

• Aadhaar UID Card Complete copy or Front and Back
• Voter’s Identity Card complete copy (Front and Back)
• Valid Driving License
• Valid Passport complete copy (First Page and Last Page where details of customer printed)
• Bank Account Statement or Passbook with/without Photograph (Along with the latest transaction entry)
• Any 1 Utility Bill copy not older than 2 months (Electricity / Landline Telephone / Post Paid Mobile / Piped line Gas/ Gas Passbook along with latest Gas Receipt etc.)
• Valid Registered Leave & License OR Rent Agreement OR Registered Sale Deed OR Notarized Rent Agreement OR Self-declaration of customer for current address along with Valid Permanent Address Proof from other mentioned options.
• Property or Municipal Tax Receipt
• Allotment letter of Accommodation from employer issued by Govt. departments/ Statutory / Regulatory bodies/ public sector undertakings/ scheduled commercial banks, financial institutions and listed companies or leave and license agreement with such employers allotting official accommodation
• Pension or Family Pension Payment Order issued by government departments or Public Sector Undertakings.

Signature Proof (Anyone)

• PAN Card
• Valid Passport
• Signature Verification Certificate from the bank

Date of Birth Proof (Anyone) - DOB needs to be complete in DD/MM/YY or DD/MM/YYYY format

• PAN Card
• Aadhaar UID Card
• Voter’s Identity Card
• Valid Driving License
• Valid Passport
• Identity Card with Applicant's photographs issued by State Govt. or Central Govt. departments, Statutory or Regulatory Authorities, Public Sector Undertakings, in the Government employee cases it is mandatory to take the same.
• Job Card issued by NREGA
• Birth Certificate (Govt. Agency)
• School Leaving Certificate (10th/12th)

3. Income Documents:

Salaried Customer

• Latest Salary Slip/Certificate (6 month’s salary slips if salary components are variable)
• Latest 6 months bank statements/copy of passbook of all bank accounts.
• Form-16 (if available)

Additional Document for NRI Salaried

• Passport copy with valid visa
• Work Permit or any other employment proof issued by concerned Government / Employer
• Copy of all overseas bank statement & NRE / NRO Bank Statement for last 6 months
• Copy of Continuous Discharge Certificates (Merchant Navy cases)

Self – Employed Customer

• Latest 3 years ITRs copy
• Latest 9 months bank statements/copy of passbook of all bank accounts.
• Latest 3 years computation of Income alongwith Profit & Loss Account and Balance Sheet (for loans above Rs. 25 Lacs).
• Qualification Proof and copy of Certificate of Practice (For Professionals)
• Business ownership Proof (Anyone from following)
  • Valid Shop Establishment Act License / Gumasta/ Other license issued by the Government departments like GST, Service Tax, Food & Drug License / Import & Export (Exim) License etc.
  • Any registration with local market / vyapar association
  • Current account in the name of firm
  • Letter from Sarpanch of Gram Panchayat (if business location is in Gram Panchayat)