CIN: U66010KA1990PLC011409

  • TDS will be applicable on the interest earned as per the prevailing rate
  • Rates are subject to change from time to time. For interest rate, please Click here Interest Rates
  • Minimum deposit amount shall be ₹ 5,000 and thereafter in multiples of Rs 1,000
  • Tenure of Deposit are as follows:
    • Minimum - 12 months, Maximum -120 months
  • For additional terms and conditions please Click here Features & Rates
  • The rates auto populated are for Resident deposits
  • Interest Computations for Cumulative option are based on Half-yearly compounding
  • Interest rates are subject to change and they will be applicable on actual date when deposit is made. Please contact the branch before investing
  • Read the disclaimers shown in the Fixed Deposit Application Form carefully before investing. All Fixed Deposits investments are subject to terms & conditions mentioned in the annexure to the Application Form


You can either come to an AHFL branch or meet a AHFL Empaneled broker to start a Fixed Deposit. An AHFL Customer Service Executive will be there to assist you. Also,you can download AHFL Fixed Deposit application form from: - For any queries, call our Customer Service on 180030042020

You can start with a minimum deposit of Rs. 5000. Thereafter, you can start depositing any amount in multiples of Rs. 1000.

Half-yearly rate of interest ranges between minimum of 8.50% and maximum of 9.40% per annum while yearly rate of interest ranges from minimum of 8.68% to maximum of 9.62% per annum. Please refer to FD Application Form for terms and condition -

You can opt for a tenure of between 12 to 120 months or one year to 10 years.

You can opt for a tenure of 12 to 36 months or one year to three years.

Yes, when deposits are renewed on or before the maturity date, we offer an additional interest rate of 0.15% per annum.

Yes, they are given an additional rate of interest of 0.05% per annum, provided they are the first applicants. However, this additional interest rate of 0.05% shall not be applicable for Privilege Category customers.

Privilege category customers include Senior Citizens, Defence Personnel and Group Companies Employees.

Yes, it does.

In case of renewal of Matured Cumulative Fixed Deposits, the total maturity value including interest amount will be rounded off to the nearest rupee. Such Renewed Fixed Deposits may be odd amounts in multiples of Rs.1/- for which the consent of the depositor will be taken at the time of accepting deposits.If the mandate remains the same, only New Application Form should be given.

For Cumulative Deposit Schemes, interest will be compounded half yearly, on 31st March and 30th September of every year after deducting tax, wherever applicable. The Principal along with interest will be paid on maturity once the discharged deposit receipt is received by us.

For Non-Cumulative Deposit Schemes, interest will be paid either monthly or quarterly or half-yearly or an annual basis as selected by the customer at the time of application.

Yes, you can nominate any relative you choose.

As per Income Tax Act 1962, tax is deducted at source from the interest on Fixed Deposit. You become liable for TDS if the aggregate interest that you earn from the single or multiple deposits exceeds Rs. 5000 in a financial year.

We have auto payment option where we credit the matured amount into the same bank account from where the investment was received or as per the bank mandate given by the depositor at the time of FD Application or on the maturity date.

You cannot withdraw for 3 months as it’s the lock in period. You can withdraw after 3 months.

In the event of the Fixed Deposit being closed after 3 months but before the completion of 6 months – Interest rate payable will be 4% to individual depositors and no interest for other category of depositors.

In the event of the Fixed Deposit being closed after 6 months but before reaching maturity date – Interest payable shall be 1% lower than the interest rate applicable to a public deposit for the period for which the deposit has run. If no rate has been specified for that period, then 2% lower than the minimum rate (at which public deposits are accepted by the company) will be applicable.


Branch Locator

Find nearest branch

Customer Service

Customer Service

For customer grievances, enquiry, feedback please email your concerns/issues to or
Call us at : 1800 3004 2020 (Toll Free)