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Pradhan Mantri Awas Yojana

Home Loan is now for Everyone

Get 6.5% interest subsidy (up to ₹ 2.67 lakhs) directly in your loan account which will substantially bring down your EMI.

Subsidy benefits under Pradhan Mantri Awas Yojana*

Category Criteria - Annual
Household Income#
Maximum Amount
of Interest Subsidy
EWS up to ₹ 3 lakhs ₹ 2.67 lakhs
LIG ₹ 3 lakhs to ₹ 6 lakhs ₹ 2.67 lakhs
MIG I ₹ 6 lakhs to ₹ 12 lakhs ₹ 2.35 lakhs
MIG II ₹ 12 lakhs to ₹ 18 lakhs ₹ 2.30 lakhs

Who are eligible?

  • Beneficiary family should comprise of husband, wife and unmarried children.
  • The beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in India.
  • For EWS & LIG category, property must be owned by women (Single or Jointly).
  • Property to fund must be in Urban area as enlisted by the Govt.


#Maximum subsidy amount is calculated basis the minimum loan amount of ₹ 6 lakhs for EWG/LIG customers, ₹ 9 lakhs for MIG I & ₹ 12 lakhs for MIG II customers with loan tenure of 20 years. If loan amount or loan tenure is less than as specified above then subsidy will also get reduced.
* This is a summary of the scheme for easy understanding purpose only. For more information regarding the same, visit the official website: https://pmayuclap.gov.in/
The details given under PMAY (Pradhan Mantri Awas Yojana) are indicative and not exhaustive. For more information regarding the same, visit the official website: https://pmayuclap.gov.in/

Important

You can now avail subsidy from the Central Govt. on purchase of your first house under "Pradhan Mantri Awas Yojna". For more details click below

Downloads

Downloads

Customers can easily download documents & forms to apply for their home loans. Read More


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