Apply for Job

Start your career @ Aadhar

'Earn while you Learn' with AHFL

Post Graduate and Certificate Programs in Financial Service

Affordable housing finance, largely for loan ticket size up to Rs 15 lakh, will become a big segment for housing finance companies in the next five years, with its estimated share expected to increase to 37% in FY22, said India Ratings and Research.

Given that implementation of the "Housing For All" scheme and "Smart Cities" project will take place in the periphery of metros. This indicates that large portion of manpower demand will come from these regions and also from tier II and tier III cities, where there is a likelihood of generation of fresh demand for affordable housing. To advocate this momentum and draw on the opportunity, a new generation of skilled mortgage experts is required.

This will create enormous opportunity for career in the housing sector however to get best opportunity in the sector, job aspirants need to possess functional knowledge and skills. Aadhar Housing Finance Ltd., one of India's leading housing finance company in affordable housing finance segment, has now embarked on its journey of identifying potential, nurturing talent, augmenting knowledge and building foundation to establish mortgage experts for tomorrow'. AHFL in association with ITM- Edutech Training Pvt. Ltd., (ITM) has designed a program called "Post Graduate Program in Housing Finance" certified by ITM Vocational University, Vadodara and "Certificate Program in Housing Finance".

These programs have been designed to enable bright young graduates / post graduates, who want to start and build a career in Housing Finance. These programs are based on 'Earn while you Learn' concept and will equip candidates with both knowledge and experience; needed to boost their career in the rapidly growing housing finance sector. The program is designed to build competencies in the areas of domain-knowledge and soft-skills.


Post Graduate Program in Housing Finance (PGPHF) is an Initiative of Aadhar Housing Finance Ltd. (AHFL) in partnership with ITM Edutech Training Private Limited.

Program Objective

The Training program aims to enable young talent who wish to pursue a career in housing finance. It is one year training program designed to develop a pool of managers with housing finance knowledge and required skill-sets to perform efficiently in their day-to-day activities. Program Highlights

The program structure is as follows:

Term No. (Duration) Training Detail
1 (6 months) Classroom training at ITM campus
2 (6 months) Internship at Aadhar Housing Finance Limited
  • 1 Year Program conducted by ITM Includes Internship and job offer at Aadhar Housing Finance Ltd. (AFHL).
  • The program focuses on balanced approach of providing inputs of relevant knowledge, developing skills and shaping required behaviors.
  • The training imparts knowledge and skills in core housing finance areas, processes, systems, regulations and compliance frameworks involved in day-to-day operations.
  • Innovative pedagogy tools such as Co-teaching attempt to enrich the end-to-end learning experience of the trainees.
  • The faculty is trained not only by subject matter experts from Aadhar Housing Finance Limited but also by experts from the industry.
  • A cashless bridge in the form of a loan is provided to all participants to fund the cost of the program.

"Earn while you Learn"

  • During 6 months Training, candidate will be paid Education Grant to meet basic expenses.
  • During 6 months Internship, candidate will be paid monthly Stipend.
  • On successful completion of the program, candidates will be absorbed by Aadhar Housing Finance Ltd. as Trainee.


It is a 4 weeks certificate program with 2 weeks of residential training followed by 2 weeks of Internship with AHFL.

Program Objective

The Certificate Program has been designed to provide opportunity to young graduates who wish to pursue their career in BFSI Industry. Apart from the purely traditional classroom- teaching methods, this program seeks to open up the Finance world to the student, bringing together the forces of academics, self-development, professional development and real work experiences into a comprehensive learning experience. It intends to develop ready- to- work professionals who have knowledge of Housing Finance, operations & selling skills to fulfill the need of the current market.

The program structure is as follows:

Term No. (Duration) Training Detail
2 Weeks Classroom training at ITM campus
2 Weeks On the Job Training at Aadhar Housing Finance Limited

1 Year Program conducted by ITM Includes Internship and job offer at Aadhar Housing Finance

  • The duration of the program is 4 weeks (2 weeks training+ 2 weeks Internship)
  • T2 weeks of classroom training at ITM locations.
  • 2 weeks of Internship at any of Aadhar Housing Finance's branches/offices.

"Earn while you Learn"

  • During Internship of 2 weeks, candidate will be paid one time consolidated stipend.
  • On successful completion of the program, candidates will be absorbed on the roll of Aadhar Sales and Services Pvt. Ltd.

Apply for a Job

Work Experience

I declare that information I have provided is accurate & complete to the best of my knowledge

Branch Locator

Find nearest branch

Customer Service

Customer Service

For customer grievances, enquiry, feedback please email your concerns/issues to or
Call us at : 1800 3004 2020 (Toll Free)