Services & Charges

Home Loan is now for Everyone

Tariff Schedule

Fee Type Amount
Processing Fee
(Paid along with loan
application is non-refundable)
Upto 25 Lakhs
- For HL / Top Up on HL - 1.5% and For LAP/NIP/NRPL 2% of the Sanction Loan Amount Plus Applicable GST or Govt Taxes #
Above 25 Lakhs
- 1% HL/LAP/NIP/NRPL of the Sanction Loan Amount Plus Applicable GST or Govt Taxes #
Processing Fee - Project Loan 2% of the sanction loan amount Plus Applicable GST or Govt Taxes #
Initial Processing Fee - Non Refundable 5000 Plus Applicable GST or Govt Taxes # in all cases
Legal, Technical & Document Verification For Maharashtra Region
4500 Plus Applicable GST or Govt Taxes # (Non Refundable)
Rest of India
3500 Plus Applicable GST or Govt Taxes # (Non Refundable)
Cersai Charge Creation For Loans Below or equal 5 lakhs
50 Plus Applicable GST or Govt Taxes #
For Loans Above 5 lakhs
100 Plus Applicable GST or Govt Taxes #
Subsequent Technical Verification
(Only in Construction Cases)
500 Plus Applicable GST or Govt Taxes #
Cheque/Ecs/Direct Debit/Ach Return Charges
(Per Instrument/Transaction)
500 Plus Applicable GST or Govt Taxes #
Overdue/Penal Charges
(Default On Non Payment Of Instalment - Emi/Pemi)
2% of Due amount @ per month
Recovery (Legal/Possession & Incidental Charges) As Per Actual Plus Applicable GST or Govt Taxes #
Cheque/Ecs/Direct Debit/Ach Swapping (Per Set) 500 Plus Applicable GST or Govt Taxes #
Duplicate No Dues Certificate 500 Plus Applicable GST or Govt Taxes #
Copy Of Property Papers 500 Plus Applicable GST or Govt Taxes #
Prepayment Of Loan For Home Loan/LAP at variable rate
NIL
For Home Loan/LAP at fixed rate
2% of the loan outstanding.
For Project Loan
2% of the loan outstanding.
Document Retrieval (Any Type) 1000 Plus Applicable GST or Govt Taxes #
Any type of statement of account 500 Plus Applicable GST or Govt Taxes #
Conversion /Switch Fees Fixed to Variable
1% of Loan outstanding Plus Applicable GST or Govt Taxes #
Variable to Fixed
1.5% of Loan outstanding Plus Applicable GST or Govt Taxes #
  • This is a receipt of your loan application. You may contact our sales executive/Branch within 5 to 6 Days for preliminary discussion or further completion of documents if deemed necessary
  • All charges/fees to be paid through AHFL Branches/ AHFL Representatives by A/c payee crossed cheque in favour of "Aadhar Housing Finance Ltd."
  • Cash payments to be made ONLY against valid receipt issued by AHFL Branches at their office.
  • AHFL does NOT charge any amount over and above the charges mentioned above and will NOT be liable or responsible for making payment of any amount to unauthorized persons.
    #Applicable GST or Govt Taxes (Service Tax or GST or any other Tax ) will be charged extra along with above mentioned charges as applicable.
  • The above terms & conditions have been understood / read over to us in my/our known language and we accept the same.

Important

You can now avail subsidy from the Central Govt. on purchase of your first house under "Pradhan Mantri Awas Yojna". For more details click below

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Customer Service

Customer Service

For customer grievances, enquiry, feedback please email your concerns/issues to or
Call us at : 1800 300 420 20 (Toll Free)