Services & Charges

TARIFF SCHEDULE
Fee TypeAmount
PROCESSING FEE
( Paid along with loan application is non-refundable)
Upto 25 Lakhs
- For HL / Top Up on HL - 1.5% and For LAP/NIP/NRPL 2% of the Sanction Loan Amount Plus Applicable GST or Govt Taxes #
Above 25 Lakhs
- 1% HL/LAP/NIP/NRPL of the Sanction Loan Amount Plus Applicable GST or Govt Taxes #
PROCESSING FEE - PROJECT LOAN 2% of the sanction loan amount Plus Applicable GST or Govt Taxes #
INITIAL PROCESSING FEE - NON REFUNDABLE R 5000 Plus Applicable GST or Govt Taxes # in all cases
LEGAL, TECHNICAL & DOCUMENT VERIFICATION For Maharashtra Region
R 4500 Plus Applicable GST or Govt Taxes # (Non Refundable)
Rest of India
R 3500 Plus Applicable GST or Govt Taxes # (Non Refundable)
CERSAI CHARGE CREATION For Loans Below or equal 5 lakhs - R 50 Plus Applicable GST or Govt Taxes #
For Loans Above 5 lakhs - R 100 Plus Applicable GST or Govt Taxes #
SUBSEQUENT TECHNICAL VERIFICATION
(Only in Construction Cases)
R 500 Plus Applicable GST or Govt Taxes #
CHEQUE/ECS/DIRECT DEBIT/ACH RETURN CHARGES
(PER INSTRUMENT/TRANSACTION)
R 500 Plus Applicable GST or Govt Taxes #
OVERDUE/PENAL CHARGES (DEFAULT ON NON PAYMENT OF INSTALMENT - EMI/PEMI) 2% of Due amount @ per month
RECOVERY (LEGAL/POSSESSION & INCIDENTAL CHARGES) As Per Actual Plus Applicable GST or Govt Taxes #
CHEQUE/ECS/DIRECT DEBIT/ACH SWAPPING (PER SET) R 500 Plus Applicable GST or Govt Taxes #
DUPLICATE NO DUES CERTIFICATE R 500 Plus Applicable GST or Govt Taxes #
COPY OF PROPERTY PAPERS R 500 Plus Applicable GST or Govt Taxes #
PREPAYMENT OF LOAN For Home Loan/LAP at variable rate - NIL
For Home Loan/LAP at fixed rate - 2% of the loan outstanding.
For Project Loan - 2% of the Loan Outstanding
DOCUMENT RETRIEVAL (any type) R 1000 Plus Applicable GST or Govt Taxes #
DUPLICATE STATEMENT OF ACCOUNT R 250 Plus Applicable GST or Govt Taxes #
CONVERSION /SWITCH FEES Fixed to Variable - 1% of Loan outstanding Plus Applicable GST or Govt Taxes #
Variable to Fixed - 1.5% of Loan outstanding Plus Applicable GST or Govt Taxes #
  • This is a receipt of your loan application. You may contact our sales executive/Branch within 5 to 6 Days for preliminary discussion or further completion of documents if deemed necessary
  • All charges/fees to be paid through AHFL Branches/ AHFL Representatives by A/c payee crossed cheque in favour of "Aadhar Housing Finance Ltd."
  • Cash payments to be made ONLY against valid receipt issued by AHFL Branches at their office.
  • AHFL does NOT charge any amount over and above the charges mentioned above and will NOT be liable or responsible for making payment of any amount to unauthorized persons.
    #Applicable GST or Govt Taxes (Service Tax or GST or any other Tax ) will be charged extra along with above mentioned charges as applicable.
  • The above terms & conditions have been understood / read over to us in my/our known language and we accept the same.