Services & Charges

Fees/Charges Type Amount
PROCESSING FEE
( Paid along with loan application is non-refundable)
Upto 25 Lakhs
- For HL - 1.5% and For LAP 2% of the Sanction loan Amount Plus Govt Taxes Applicable
Above 25 Lakhs
- 1% both for HL & LAP of the sanction loan amount Plus Govt Taxes Applicable
(50% or Rs.5000 Plus Govt Taxes Applicable at the time of login and Rest on at the time of disbursement)
PROCESSING FEE - Project Loan 2% of the sanction loan amount Plus Govt Taxes Applicable
Legal, Technical & Document Verification For Maharashtra Region
Rs.4500 Plus Govt Taxes Applicable (Non Refundable)
Rest of India
Rs. 3500 Plus Govt Taxes Applicable (Non Refundable)
CERSAI CHARGE CREATION For Loans Below or equal 5 lakhs - Rs. 50 Plus Govt Taxes Applicable For Loans Above 5 lakhs -Rs.100 Plus Govt Taxes Applicable
"SUBSEQUENT TECHNICAL VERIFICATION
(Only in Construction Cases)"
Rs.500 Plus Govt Taxes Applicable
CHEQUE/ ECS/ Direct Debit/ ACH Bounce (per instrument/Transaction) Rs.500 Plus Govt Taxes Applicable
OVERDUE CHARGES ON DEFAULT INSTALMENT - PENAL CHARGES (EMI-PREMI) 2% of Due amount
RECOVERY (LEGAL/POSSESSION & INCIDENTAL CHARGES) As Per Actual Plus Govt Taxes Applicable
CHEQUE/ ECS/ Direct Debit/ ACH SWAPPING (PER SET) Rs.500 Plus Govt Taxes Applicable
DUPLICATE NO DUES CERTIFICATE Rs.500 Plus Govt Taxes Applicable
COPY OF PROPERTY PAPERS Rs.500 Plus Govt Taxes Applicable
PREPAYMENT OF LOAN For Home Loan/LAP at variable rate - NIL
For Home Loan/LAP at fixed rate - 2% of the loan outstanding.
For Project Loan - 2% of the Loan Outstanding
DOCUMENT RETRIEVALRs. 1000 Plus Govt Taxes Applicable
NON CTS CHEQUE PAYMENT CHARGES (FOR ANY PAYMENT TOWARDS LOAN) Rs.300 Plus Govt Taxes Applicable
DUPLICATE STATEMENT OF ACCOUNT CHARGES Rs.250 Plus Govt Taxes Applicable
CONVERSION / SWITCH FEES Fixed to Variable - 1% of outstanding Plus Govt Taxes Applicable
Variable to Fixed - 1.5% of outstanding Plus Govt Taxes Applicable
  • All charges/fees to be paid through AHFL Branches/ AHFL Representatives by A/c payee crossed cheque in favour of "Aadhar Housing Finance Ltd."
  • Cash payments to be made ONLY against valid receipt issued by AHFL officials.
  • AHFL does NOT charge any amount over and above the charges mentioned above and will NOT be liable or responsible for making payment of any amount to unauthorized persons.
  • Govt. taxes will be charged extra in case the charge is non-inclusive of taxes.