Home Loan for Salaried Employees

Owning a home is matter of great pride for every individual. At Aadhar we understand this, thus bringing you tailor made home loan solutions to suit your needs. With Aadhar's Home Loan for Salaried employees, everyone can get a Home Loan including 3rd and 4th grade Govt. or Private Employees, Railway Employees, Teachers, Police Employees and so on. Monthly salary eligibility starts from as low as Rs. 5000 per month.

Loan Amount :

You can avail of an Aadhar Home Loan up to Rs. 25,00,000/- but not exceeding 80% of the cost of property. The actual loan amount is determined after assessing the individuals requirement and his repayment capacity based on various factors like;

  • Age
  • Educational background
  • Stability and Continuity of income
  • Number of dependents in the Family
  • Co-applicant's income
  • Assets
  • Liabilities
  • Saving habits, and others

To calculate your indicative home loan eligibility based on your financial background you can use our Loan Eligibility Calculator

Tenure :

The maximum loan tenure on your Home Loan is up to 30* years. The tenure however does not extend beyond the retirement age or 60 years (65 years in case of Self-Employed individuals) whichever is earlier.

EMI :

The EMI that you would be paying to repay the loan depends on factors like Quantum of loan, Interest rates applicable & the tenure you have taken the home loan for.

To calculate the indicative EMI on your home loan you can use our EMI Calculator

Applicant and Co-Applicant :

Aadhar Home Loans can either be applied individually or jointly. The Co-Applicant may or may not be a Co-owner of the property. However all the Co-owners of the property must be a Co-Applicant. Co-Applicants should be immediate family members like Spouse, Parents or Children*.

For more information, you can click on "Apply for Loan" button on the left side and provide your details and an Aadhar representative shall get in touch with you shortly.

You may also walk in to the nearest Aadhar Housing finance branch in your city.

For complete list of Aadhar Housing finance branches, please click here

Credit extended at the sole discretion of Aadhar Housing Finance Ltd

*Terms & Conditions apply