Services & Charges

Home Loan is now for Everyone

Tariff Schedule

Fee Type Amount
Product Processing Fees Administrative Charges
Home Loan / Top up on HL Except NIP Rs.3500 + GST 1.5% + GST
NIP Rs.3500 + GST 2% + GST
LAP/NRPL
PROCESSING FEE - PROJECT LOAN 2% of the sanction loan amount Plus Applicable GST or Govt Taxes #
INITIAL PROCESSING FEE - NON REFUNDABLE Rs.3500 Plus Applicable GST or Govt Taxes #
"SUBSEQUENT TECHNICAL VERIFICATION (Only in Construction Cases)" Rs.500 Plus Applicable GST or Govt Taxes #
"CHEQUE/ECS/DIRECT DEBIT/ACH RETURN CHARGES (PER INSTRUMENT/TRANSACTION)" Rs.500 Plus Applicable GST or Govt Taxes #
"OVERDUE/PENAL CHARGES (DEFAULT ON NON PAYMENT OF INSTALMENT - EMI/PEMI)" 2% of Due amount @ per month
RECOVERY (LEGAL/POSSESSION & INCIDENTAL CHARGES) As Per Actual Plus Applicable GST or Govt Taxes #
CHEQUE/ECS/DIRECT DEBIT/ACH SWAPPING (PER SET) Rs.500 Plus Applicable GST or Govt Taxes #
DUPLICATE NO DUES CERTIFICATE Rs.500 Plus Applicable GST or Govt Taxes #
COPY OF PROPERTY PAPERS Rs.500 Plus Applicable GST or Govt Taxes #
PREPAYMENT OF LOAN "For Home Loan/LAP at variable rate – NIL
For Home Loan/LAP at fixed rate - 2% of the loan outstanding.
(Except own source and sale of property)
For Project Loan – 2% of the Loan Outstanding"
DOCUMENT RETRIEVAL (any type) Rs.2000 Plus Applicable GST or Govt Taxes #
ANY TYPE OF STATEMENT Rs.500 Plus Applicable GST or Govt Taxes #
CONVERSION /SWITCH FEES "Fixed to Variable - 1% of Loan outstanding Plus Applicable GST or Govt Taxes #
Variable to Fixed - 1.5% of Loan outstanding Plus Applicable GST or Govt Taxes #"
LOAN CANCELLATION & REBOOK CHARGES Rs.1500 Plus Applicable GST or Govt Taxes #
  • Processing Fee is non refundable
  • This is a receipt of your loan application. You may contact our sales executive/Branch within 5 to 6 Days for preliminary discussion or further completion of documents if deemed necessary
  • All charges/fees to be paid through AHFL Branches/ AHFL Representatives by A/c payee crossed cheque in favour of "Aadhar Housing Finance Ltd."
  • Cash payments to be made ONLY against valid receipt issued by AHFL Branches at their office.
  • AHFL does NOT charge any amount over and above the charges mentioned above and will NOT be liable or responsible for making payment of any amount to unauthorized persons.
    #Applicable GST or Govt Taxes (Service Tax or GST or any other Tax ) will be charged extra along with above mentioned charges as applicable.
  • The above terms & conditions have been understood / read over to us in my/our known language and we accept the same.

Important

You can now avail subsidy from the Central Govt. on purchase of your first house under "Pradhan Mantri Awas Yojna". For more details click below

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Customer Service

Customer Service

For customer grievances, enquiry, feedback please email your concerns/issues to or
Call us at : 1800 300 420 20 (Toll Free)