Loan against Property

Want to mortgage your residential property? Aadhar housing Finance offers you special Mortgage Loans if you are a salaried or self-employed professionally qualified individual.

Loan Amount :

You can avail of an Aadhar Mortgage Loan up to Rs. 20,00,000/- but not exceeding 60% of the cost of property. The actual loan amount is determined after assessing the individuals requirement and the valuation of the property being mortgaged.

  • Age
  • Educational qualifications
  • Stability and Continuity of income
  • Number of dependents in the Family
  • Co-applicant's income
  • Assets
  • Liabilities
  • Saving habits, and more

To calculate your indicative home loan eligibility based on your financial background you can use our Loan Eligibility Calculator

Tenure :

The maximum loan tenure on your Home Loan is up to 15* years. The tenure however does not extend beyond the retirement age or 60 years (65 years in case of Self-Employed individuals) whichever is earlier.


The EMI that you would be paying to repay the loan depends on factors like Quantum of loan, Interest rates applicable & the tenure you have taken the home loan for.

To calculate the indicative EMI on your home loan you can use our EMI Calculator

Applicant and Co-Applicant :

Aadhar Home Loans can either be applied individually or jointly. The Co-Applicant may or may not be a Co-owner of the property. However all the Co-owners of the property must be a Co-Applicant. Co-Applicants should be immediate family members like Spouse, Parents or Children*.

For more information, you can click on "Apply for Loan" button on the left side and provide your details and an Aadhar representative shall get in touch with you shortly.

You may also walk in to the nearest Aadhar Housing finance branch in your city.

For complete list of Aadhar Housing finance branches, please click here

**Credit extended & technical evaluation of Home Loans at the sole discretion of Aadhar Housing Finance Ltd.

*Terms & Conditions apply