Documents Needed

List of Documents needed for KYC compliance

National Housing Bank (NHB) had introduced Know Your Customer (KYC) Guidelines for Housing Finance Companies. We request you to co-operate with us in complying with these guidelines.

Photo Id Proof (any one required)

  • Aadhar Card
  • PAN Card
  • Passport
  • Voters ID Card
  • Driving License

Residence Proof (any one required)

  • Passport
  • Electricity Bill
  • Telephone Bill
  • Ration Card
  • Letter from Employer
  • Bank Statement / Pass book with address

List of Documents for Salaried Individuals

Sr No Document Name
1 KYC Documents
2 Salary slip for the last 3 months / Salary Certificate
(If variable components like Over Time and Incentives are reflected then salary slips for the past 6 months are required)
3 Latest Form - 16 if is salary above Rs. 17000/- per month
4 Copy of all bank pass books / bank statements for the past 6 months including front page
5 Company profile if it is a lesser known organization

Note: Original documents are required for verification purpose only

List of Documents required for Self - Employed Businessmen

Sr No. Document Name
1 KYC Documents
2 Copy of last 3 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
3 Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant
4 Brief Business Profile on the Letter Head of the firm by the applicant
5 Bank Statement for the last 1 year for the Savings A/c & Current A/c
6 Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration
7 Copy of the Partnership Deed (if Applicable)
8 Copy of Tax Deduction certificate / Form - 16A (if applicable)
9 Details of Contract (if applicable)
10 Copy of Advance Tax paid / self assessment tax paid Challan

Note: Original documents are required for verification purpose only

List of Documents required for Self - Employed Professionals

Sr No. Document Name
1 KYC Documents
2 Copy of last 3 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
3 Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant
4 Brief Business Profile on the Letter Head of the firm by the applicant
5 Bank Statement for the last 1 year for the Savings A/c & Current A/c
6 Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration
7 Copy of the Partnership Deed (if Applicable)
8 Copy of Tax Deduction certificate / Form - 16A (if applicable)
9 Details of Contract (if applicable)
10 Copy of Advance Tax paid / self assessment tax paid Challan
11 Copy Educational Qualification Certificate
12 Copy Professional Practice Certificate
13 Salary Certificate (in case of doctors having salaried income)

Note: Original documents are required for verification purpose only