Loan against residential/commercial property

Home Loan is now for Everyone

Want to mortgage your residential property? Aadhar housing Finance offers you special Mortgage Loans if you are a salaried or self-employed professionally qualified individual.

Loan Amount

You can avail of an Aadhar Mortgage Loan upto Rs.10,00,000 for salaried employees and Rs.1,00,00,000 for self employed.

  • Age
  • Educational qualifications
  • Stability and Continuity of income
  • Number of dependents in the Family
  • Co-applicant's income
  • Assets
  • Liabilities
  • Saving habits, and others

To calculate your indicative loan against property eligibility based on your financial background you can use our

Loan Eligibility Calculator

Tenure

The maximum loan tenure on your loan against residential property is 15 years and commercial property is 10 years.

EMI

The EMI that you would be paying to repay the loan depends on factors like Quantum of loan, Interest rates applicable & the tenure you have taken the home loan for.

To calculate the indicative EMI on your home loan you can use our

EMI Calculator

Applicant and Co-Applicant

Aadhar Home Loans can either be applied individually or jointly. The Co-Applicant may or may not be a Co-owner of the property. However all the Co-owners of the property must be a Co-Applicant. Co-Applicants should be immediate family members like Spouse, Parents or Children*.

For more information, you can click on "Apply for Loan" button on the left side and provide your details and an Aadhar representative shall get in touch with you shortly.

You may also walk in to the nearest Aadhar Housing finance branch in your city.
For complete list of Aadhar Housing finance branches, please click here

**Credit extended at the sole discretion of Aadhar Housing Finance Ltd
*Terms & Conditions apply

Important

You can now avail subsidy from the Central Govt. on purchase of your first house under "Pradhan Mantri Awas Yojna". For more details click below

Downloads

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Customer Service

Customer Service

For customer grievances, enquiry, feedback please email your concerns/issues to or
Call us at : 1800 300 420 20 (Toll Free)